Opening a corporate bank account in the UAE takes weeks, sometimes months, and it is the single most common reason a newly formed company cannot start trading. iSAP.Wallet gives you a way to collect money in the meantime, and it is connected to the same ERP that issued the invoice, so nothing has to be matched up by hand later.
Checkout is live and settles in AED. A payment can be held and captured once within thirty days, which is what you need for a deposit, a booking or an order you have not shipped yet. Marketplace-style splits between several recipients are live as well, if your business collects on behalf of vendors.
iSAP.Exchange sits next to it for moving between currencies and between fiat and stablecoins. For a company billing in AED, paying a developer in EUR and holding a reserve in USDT, that is the difference between three providers and one.
What works today
Checkout in AED
Live. Your customer pays, the payment is linked to the invoice in your ERP.
Holds up to 30 days
A single capture within thirty days — deposits, bookings, pre-orders.
Marketplace splits
Live, for businesses collecting on behalf of vendors or partners.
Fiat and stablecoin
Move between AED, EUR, GBP and stablecoins through iSAP.Exchange.
One customer record
The payer is the same customer your accounting already knows.
Payout to vendor bank accounts
Not live yet. We tell you before you build a business model on it.
The honest picture, and the rules
Two things are deliberately named above as not ready: automated bank payouts to third-party vendors. If your plan depends on paying out to other people's bank accounts on day one, tell us early and we will design around it rather than discover it at launch.
Virtual asset activity in Dubai is regulated, and marketing it is regulated too. Payment and e-money services are provided by our licensed partners. Nothing on this page is an offer of a financial product, an investment recommendation or a solicitation. What we do is set up payment tooling for an operating company and connect it to that company's books.
Which of these rails a given business may use depends on its licence and its activity codes. That is decided during formation, which is exactly why we discuss payments while the licence is still being chosen rather than afterwards.
Payments are collected through iSAP.Wallet and iSAP.Exchange. Both are group products; StartHub connects them to the company it forms for you.
Questions we get asked
Can I take payments before my bank account exists?
That is the main reason this exists. Checkout in AED is live and does not wait for your corporate account.
Can I pay my suppliers out of it automatically?
Not yet. Payouts to third-party bank accounts are not live, and we will not pretend otherwise.
Do payments appear in my accounting automatically?
Yes, when your ERP is the one that issued the invoice. That is the point of setting both up together.
Is this a crypto product?
No. It is payment tooling for an operating company. Stablecoin support exists for settlement; nothing here is investment advice or an offer.
Do not let a bank timeline decide your launch date
Tell us how your customers pay you and in which currencies. We will tell you plainly which parts are live today and which are not.
Start the conversation